Federal Election Commission v. Ted Cruz for Senate, 596 U.S. 289 (2022), was a landmark United States Supreme Court case concerning campaign finance regulations and First Amendment rights. The case challenged Section 304 of the Bipartisan Campaign Reform Act (BCRA) of 2002, which imposed a $250,000 limit on the repayment of personal loans made by candidates to their own campaign committees using post-election contributions. In 2018, Senator Ted Cruz loaned $260,000 to his re-election campaign committee, Ted Cruz for Senate, but could only repay $250,000 due to the statutory cap, leaving $10,000 unrepaid. Cruz and his campaign sued the Federal Election Commission (FEC), arguing that the limit violated free speech and association protections under the First Amendment by discouraging candidates from lending money to their campaigns due to the risk of limited or delayed repayment.

A three-judge panel of the U.S. District Court for the District of Columbia ruled in favor of Cruz in June 2021, finding the provision unconstitutional. The FEC appealed to the Supreme Court, which heard arguments in January 2022 and issued its decision on May 16, 2022, in a 6-3 opinion written by Justice Brett Kavanaugh. The Court held that the loan repayment limit constituted a burden on political speech without sufficient anticorruption justification, striking it down. This ruling continued a trend of Supreme Court decisions expanding campaign finance freedoms, building on precedents like Citizens United v. FEC (2010) and McCutcheon v. FEC (2014), and raised concerns about potential increases in post-election influence peddling through unlimited repayments.